Glossary

Dividend

A share of a company's profits paid out to the people who own it.

One of the two ways an investment pays you. The other is capital growth — the holding itself becoming worth more.

Dividends are money arriving while you own the thing, typically a few times a year. Not all companies pay them; many growing companies reinvest profits instead, which is not worse, just different.

What matters most for long-run outcomes is whether dividends are reinvested. Paid out and spent, they are income. Reinvested, they buy more units which themselves pay dividends — which is compounding doing its work.

A high dividend yield is not automatically good news. It sometimes means the price has fallen sharply, which is a different signal entirely.

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